Services

We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

Refinancing Loans

At Harmony Finance access the best refinancing options available. We understand that people need access to different lending products or services at different times in their life.

Some of the reasons that customers come to Harmony Finance is because:
  • they are not happy with their current bank;
  • bank procedures and policies may have changed and they no longer qualify for some lending products, or
  • they are looking for a better rate on their new or existing home loan.
At Harmony Finance we help our customers find the most appropriate refinancing option because we have access to a panel of over 20 bank and non-bank lenders.

Refinancing might be suitable if you are looking to reduce your interest rate, unlock capital in your home, and adjust the level of your monthly repayments, debt consolidation or for other reasons that might not have been relevant when you first took out your loan.

Home Loans

Are you looking to buy a new home?
There are many different home loans in the market and the good news is that Harmony Finance has access to a wide variety of loans from over 20 lenders.We take a personal approach to lending which means we work with to you find the right loan for your individual circumstances. We also provide you with ongoing support throughout the life of the loan.
Are you a first home buyer?
Buying your first home can be a stressful and confusing experience. At Harmony Finance we like to make things straightforward for our first home buyer customers by working as a team to find a loan that will suit their needs now and in the future.While many bank products appear similar we understand that people have different needs and different requirements at various stages of their lives.

Investment Loans

There are a number of different loans that may suit your circumstances including:
  • Interest only loans
    where you only pay interest on the principal balance
  • Line of Credit Loans
    where you access equity in your home for investment

Business Loans

At Harmony Finance we work with our business customers to find the right loan for their individual circumstances.

There are many stages to the business life cycle. We help find the right business loan for:
  • Start-up finance
  • Cashflow
  • Leasing
  • Investment